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Snow Ski Insurance Print

If you are going skiing a lot can go wrong on those slopes that ordinary insurance does not cover. Our snow sport cover gives you generous medical cover should you get injured on the slopes. You are also covered for inconveniences such as if your skiing equipment is lost broken or stolen or for piste closure and avalanches.

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Snow Ski Schedule of Benefits Print




Sum Insured

1. Medical & Related Expenses

R 12,000,000

Medical Expenses - due to Terrorism

R 500,000

Medical Excess

R500 outpatient

Pre-existing Medical Conditions

R 40,000

Pre-Existing Excess

Hospitalisation of more than 48 hrs

Follow-up treatment in SA

R2,000 (R500 p.d.)

Medical Evacuation, Repatriation, Transport

Real Expense

2. Personal Accident - Death / Disability

R 250,000

3. Assistance Services


24 Hour Nurse Line


Household Assist

R1,500 repair limit



Cash Advances


Accompanying Family Member

Real Expense

Legal Assistance

R 15,000

Visit by any one person

R 10,000

Repatriation of Mortal Remains

Real Expense

4. Cancellation & Curtailment

R 15,000

C&C Excess

10% of claim, min. R500

Missed Connection

R 2,000

Missed Connection Excess

Minimum 4hour connecting time

Premature Return in case of death

R 10,000

5. Inconvenience Cover


Luggage Delay

R 2,000

Luggage Delay Excess

10 hrs

Travel Delay

R 1,000

Travel Delay Excess

10 hrs

Loss/Damage of Ski equipment (owned)

R 5,000

Loss/Damage of Ski equipment (hired)

R 5,000

Ski equipment excess

10% of claim, minimum R500

Ski equipment single item limit

R 1,000

Ski Pack

R 4,000

Piste Closure

R 4,000

Avalanche Closure

R 4,000

6. Personal Liability

R 2,000,000


R 1,000

7. Hijack

R5,000 (R500 p.d.)


24 hrs

Accumulation limit

R 12,000,000

*Please note that this is a summary of benefits.  Refer to the Policy Wording for full details


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