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Business Travel Insurance Print

Comprehensive and inclusive Travel Cover for Business people travelling abroad, on regular trips or an unexpected business journey.  Business Travel Insurance also includes associated leisure travel so that you can mix business and pleasure with ease of mind.

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Higher levels of cover are given for business people where things can potentially go wrong, for example, missing your flights due to overrunning business meetings. Cover includes expenses for an additional accompanying employee in case of medical emergency and coverage of personal liability of up to 3 million Rand. (Travellers up to the age of 65 years are covered)

Of course you have the option of selecting additional cover for protecting your golf equipment if you conduct business on the golf course (see golf cover).

If you carry expensive items such as a laptop you have the flexibility of adding on extra baggage cover.

To view a summary of this cover get an instant free quote or view the schedule of benefits below.


Business Schedule of Benefits Print




Sum Insured

1. Medical & Related Expenses

R 20,000,000

Medical Expenses - due to Terrorism

R 1,000,000

Medical Excess

R500 outpatient

Pre-existing Medical Conditions

R 100,000

Pre-Existing Excess

Hospitalisation of more than 48 hrs

Follow-up treatment in SA

R2,000 (R500 p.d.)

Medical Evacuation, Repatriation, Transport

Real Expense

2. Personal Accident - Death / Disability

R 500,000

3. Assistance Services


24 Hour Nurse Line


Household Assist

R1,500 repair limit



Cash Advances


Accompanying Family Member

Real Expense

Alternative Employee/Resumption of Assignment

R 10,000

Legal Assistance

R 15,000

Visit by any one person

R 15,000

Repatriation of Mortal Remains

Real Expense

4. Cancellation & Curtailment

R 20,000

C&C Excess

10% of claim, min. R500

Missed Connection

R 3,000

Missed Connection Excess

Minimum 4hour connecting time

Premature Return in case of death

R 10,000

5. Inconvenience Cover


Luggage Delay

R 2,000

Luggage Delay Excess

10 hrs

Travel Delay

R 1,000

Travel Delay Excess

10 hrs

6. Personal Liability

R 3,000,000


R 1,000

7. Hijack

R100,000 (R5,000 p.d.)


24 hrs

Accumulation limit

R 20,000,000

*Please note that this is a summary of benefits.  Refer to the Policy Wording for full details


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